Terms of Service
Effective Date: January 2025
Welcome to HighRiskPayments.net (“we,” “our,” or “us”). These Terms of Service (“Terms”) govern your use of our website and services. By accessing or using HighRiskPayments.net, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website.

1. Eligibility
You must be at least 18 years old and have the legal authority to enter into these Terms. Our services are intended for lawful business use and not for personal, non-commercial purposes.

2. Services Provided
HighRiskPayments.net connects businesses in high-risk industries with payment processing solutions, including merchant account referrals, multi-currency processing, ACH, crypto acceptance, and chargeback management. We do not directly process payments.

3. Prohibited Uses
You may not use our services:
For any illegal activity, including but not limited to money laundering or fraud.
To impersonate another person or entity.
To breach or attempt to breach any security features.
In connection with businesses that violate applicable law or card brand rules.
We reserve the right to refuse service to any business or individual at our sole discretion.

4. Intellectual Property
All content on this site, including text, graphics, logos, and software, is owned by or licensed to HighRiskPayments.net and is protected by intellectual property laws. You may not reproduce, modify, or distribute any content without our express written permission.

5. Third-Party Services
Our website may contain links to third-party websites or services. We are not responsible for the content, terms, or privacy practices of third-party sites.

6. Disclaimer of Warranties
We provide our services and website “as is” without any warranties, express or implied. We do not guarantee that the site will be error-free, uninterrupted, or secure.

7. Limitation of Liability
To the maximum extent permitted by law, HighRiskPayments.net will not be liable for any indirect, incidental, special, or consequential damages, including loss of profits, revenue, or data.

8. Indemnification
You agree to indemnify and hold harmless HighRiskPayments.net and its affiliates from any claims, losses, or damages arising out of your use of our services or violation of these Terms.

9. Modifications
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the website constitutes acceptance of the revised Terms.

10. Governing Law
These Terms are governed by the laws of the State of [Insert State], without regard to conflict of law principles.

11. Contact
If you have any questions about these Terms, please contact us at:
Email: support@highriskpayments.net